Investment Centers of America

Live Well-Invest Wisely 

 

 

Helping People Make Wise Investment Decisions Since 1986.

 

 

 Mike Fiorio,  CFP®                               John Fiorio,  CFP®

                           Eric Neumann,  CFP®

  

Investments

  • Fee Based Advisory Services
  • Mutual Funds 
  • Annuities
  • Stocks 
  • Bonds

Investment Strategizing

  • Retirement Income  
  • Estate Strategies
  • Education
  • Charitable Giving

Retirement Plans

  • Plan Design & Review
  • IRA / 401(k) Rollovers

Insurance

  • Life Insurance
  • Long-Term Care

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Credit Card Debt

How Long Will It Take to Pay my Balance?

Car Affordability

How much can you afford to pay for a car?

Financial IQ Test

Take this quick quiz to find out your Financial IQ

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Help Chart the Future of Your Family Business

The transition from one generation to the next is considered to be one of the biggest risks to the survival of a family-owned business. A thoughtful succession strategy not only outlines when and how ownership should be transferred but also takes tax implications, family relationships, and other sensitive issues into account.

Lessons from a Perilous Year

In retrospect, 2011 was a formidable year for catastrophes. Small businesses can be hit hard when extreme weather or a natural disaster causes damage or forces a temporary closure. This article considers the importance of adequate insurance protection and ways to help reduce uninsured losses.

Rethinking the Role of Household Debt

Many people aspire to pay off their home mortgages before retirement, but the housing situation and a weak economy have taken a toll on the finances of many older Americans. There are some compelling reasons why pre-retirees might want to consider maximizing their retirement plan contributions and avoid carrying large amounts of debt into retirement.

Ways to Save More

About two out of three American workers are saving for retirement, but less than half are confident that they will save enough money to live comfortably during their retirement years. This article includes suggestions for readers to take small steps that could make a big difference when they are ready to retire.

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